【Week 2 – Stabilization Phase, Selective Positioning】

#My Portfolio Health Check

Portfolio is still in an early stabilization phase after the pullback, with no confirmed reversal yet. Staying patient, selective, and letting earnings + price action guide the next move.

SG Assets (Equities / REITs / ETF)

$STI ETF(ES3.SG)SPDR STI ETF (ETF) - Range-bound structure reflecting broader market stability. Fundamentals track index performance, with macro sentiment and STI direction as main driver.

$SingTel(Z74.SG)SingTel (Equity - Telco) - Extended downtrend, still the main portfolio drag. Strong cash flow fundamentals but sentiment remains weak, with earnings and dividend guidance as key catalyst.

$Daiwa Hse Log Tr(DHLU.SG)Daiwa House Logistics Trust (REIT - Logistics)- Weak sideways trend with slight downside bias. Defensive REIT fundamentals, but growth constrained in high-rate environment with refinancing conditions as key catalyst.

$Sasseur Reit(CRPU.SG)Sasseur REIT (REIT - Retail) - Sideways structure, holding near support with weak momentum. Stable yield profile, but upside remains capped by rate sensitivity and DPU sustainability outlook.

US Assets (Equities / Growth)

$Grab(GRAB.US)Grab Holdings (Equity - Growth Fintech) - Early base-building phase with volatility. Growth-stage fundamentals still developing, with revenue growth and profitability path as main catalyst.

$SoFi Tech(SOFI.US)SoFi Technologies (Equity - Fintech) - Early accumulation but high volatility structure. Growth narrative tied to rate sensitivity, with member growth and net interest income as key catalyst.

Strategy:Staying defensive with no aggressive averaging. Waiting for earnings and price action to confirm direction before adding exposure. US growth positions remain small and tightly controlled due to higher volatility.

Portfolio is still in a transition phase between pullback and stabilization, with no confirmed reversal yet. Staying patient, selective and letting market structure guide the next move