all-weather & all-balanced :
VOO 跑了十年回辙,
不如 SPMO+MOAT,
原有的:
VOO_15%
SPMO_12.5%
MOAT_12.5%
改为:
SPMO_20%
MOAT_20%
MOAT,作为护城河 etf,
本质上也是机会成本套取。
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