I saw many influencers buying UNH, so I took a look. There are many solid reasons for buying, but first I'll explain why I won't buy it. First, I only learned about this company in the past couple of days (not familiar with it). Second, many are projecting UNH to reach $500+. I figure that's only a 30% increase—you could achieve that with just two successful day trading sessions on triple-leveraged Nasdaq or semiconductor ETFs. Why bother buying and holding stubbornly? Moat isn't the decisive factor in stock prices. Even if it rebounds to $500 or $600, it would likely take at least one or two months, possibly driven by a broad market rally. If you're considering it for diversification or long-term holding, that's understandable. But expecting a single stock to defy a weak market and keep rising is just subjective idealism.