If everyone has idle funds, you can start to make some allocations.

$Alphabet - C(GOOG.US)$Microsoft(MSFT.US)$Taiwan Semiconductor(TSM.US)

The current pullback is almost done, and they are very cost-effective now.

As long as the purchase price is appropriate, those who understand will understand. This kind of stock basically doesn't require much worry or constant monitoring. If you hold until the year-end high and sell, the return rate can basically outperform 90% of people.

Just Toto's opinion, for reference only.

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