Buying a car has little to do with savings, it mainly depends on income. Of course, I think attitudes are changing. Before 2017, when I worked in a foreign company, colleagues or friends around 30 years old buying cars generally spent about one to one and a half years' income on a car—those earning 150,000 yuan a year would buy a 200,000-yuan car, and those earning 100,000 yuan would buy a 150,000-yuan car. Back then, there was still a strong emphasis on face value at work. However, as housing prices surged again and new EV makers emerged, people's mentality began to explode. Whether due to rising asset values or growing confidence in salaries, and then the three years of the pandemic up to now, we've all gone through a period of higher leverage and adapted to household consumerism. So now, someone earning 150,000 yuan might dare to buy a 300,000-yuan car—after all, auto financing offers low down payments, various policies, and subsidies. Objectively speaking, differentiation has begun: if you're not afraid of unemployment, this mentality will continue. But for those in high-risk industries or with already high household leverage, they’ll start downgrading their purchases. This is the core reason why people have recently become more frugal when buying cars.